Owning Your Own home is True Economic Power!

Whether you’re a Single Woman wanting to make a secure investment for the future,  or a Couple who’s planning a brighter future for your family, being a homeowner is a Giant Leap in the right direction!

You may be thinking that the prospect of owning a home isn’t a possibility because of your current financial circumstances or credit rating, but not only is it possible, it can be Done in As Little as 6 MONTHS or LESS!

Allow me to help you climb the property ladder way past renter and into homeowner status, with proven strategies for fast debt recovery, credit repair, smart budgeting and the best kept secrets to guarantee a home loan approval.


Don’t Let Short-Term Setbacks Determine Your Long-Term Property Goals

If you’ve just been denied a loan due to:

  • insufficient down payment
  • poor credit rating
  • short career history
  • or for reasons you don’t quite understand

Don’t accept defeat, let me help you fight for what you deserve, a home to call your own.

It’s time to roll up your sleeves and dive into my 12 Week Rent 2 Home Program.

It’s specifically designed to ensure your next loan application gets the stamp of APPROVAL!

The Ultimate Rent 2 Home, 12 Week Intensive Home Ownership Program - What’s in It For YOU:

This groundbreaking program has been specifically developed to provide solid stepping stones to submitting successful loan applications. I will be sharing the tools, resources, knowledge and strategies for:

  • Fast-track Credit Repair
  • Debt Recovery
  • Home Ownership Budgeting
  • And Much Much More

Is Your Situation Complicated?

You’ll get direct access to Mortgage & Real Estate Experts for professional guidance and immediate answers to your questions and concerns.

Just finished College? High Student Loan Debt?

Don’t worry, we have a Student Loan Expert on board to answer questions from recent graduates on applying for home loans, as well as graduates with $50,000+ student loan debts.


My Expertise + Your Dream = Loan Approval

I’m Netiva, known as ”The Frugal CrediTnista” and I understand firsthand the overwhelming feeling of disappointment when a home loan application is denied. I’ve dedicated 13 years of my career to assisting couples, families and single women in securing quality loans to purchase their dream home.

My longstanding expertise, experience and network of property, financial and insurance experts give me the advantage of being able to tactically help you design a custom strategy that suits your particular situation whilst permitting you to purchase a home that you truly love.

The thought of applying for a loan after being refused is daunting but just remember that this time is going to be different, as I’m here to help you every step of the way.

We’re in this together.

Everyone Knows that a Successful Application Begins with Preparation

A large majority of loan applications fail not due to any disqualifying factor of the applicant but because of poor preparation. If you’ve been working hard, saving harder and even paying your bills on time but still got denied, this program will help you pinpoint and alleviate any weak points in your application.

Get ready to learn how to:

  • Accurately calculate the price for a home you can afford
  • Spot the right Mortgage Lenders & Programs
  • Select reputable Realtors
  • Choose the best Loan Officer
  • Tap into Federal, State & Non-Profit Grant Programs
  • Understand approval guidelines for FHA, VA, USDA, Conventional & Special Financing Programs
  • Submit the correct loan documents
  • and much more

Do Your Finances Look Too Scary to Apply for a Loan?

Financial hurdles or blockages are temporary setbacks that can be strategically managed and removed with professional assistance. My mortgage approval preparation process takes a deep look into your finances and directly tackles obstacles to becoming lender qualified.

The personal finance side of this course will guide you through:

  • Calculating your true debt-to-income ratio
  • Credit improvement plans
  • Disputing and removing negative items from your credit report
  • Strategies to raise your FICO Mortgage Credit Scores
  • Debt Recovery Plans
  • Calculating the closing costs and fees associated to your target home
  • Protecting your pocket by avoiding scams, overpaying or underestimating fees.

Say Goodbye to Loan Application Confusion & Anxiety

Home loan applications can be daunting and confusing for most first-time buyers. Unfamiliar terminology, unclear definitions and multiple categories can create so much confusion that you become too confused or too anxiety-ridden to confidently complete your application.

 My 12 Week Intensive, Rent 2 Home Challenge will make the entire application seem like a breeze. With step-by-step guidance for all types of home loans and assistance for every situation or circumstance you’ll feel at ease and confident that your application has been correctly completed and submitted.

Will This Program Work for My Special Circumstances?

This program isn’t a simple one solution fits all strategy. I’ll be providing information, tools and resources that will help anyone put forward stronger home loan applications. I also offer all subscribers direct contact to loan experts so you get direct answers to your questions and receive information that pertains to your specific circumstance.

No circumstance or situation is too difficult or too complicated to build a winning strategy that will remove any obstacles to your power to buy a home and remedy any problems that have thus far hindered your progress.

You will benefit from the personal and individual approach taken to help you get approved for a loan that will see you walk into a home you love.

How Does it Work?

In just a few simple steps you can be one of the 74% of subscribers who are home owners in just 6 months.

Once you’re subscribe for the program I will guide you through a comprehensive week by week strategy which includes:

  • A Credit Improvement Plan
  • Mortgage 101 from Application to Closing
  • A Rent 2 Home 12 Month Action Plan

All the hacks, tips and tricks to make the next 90 days of your life the most rewarding steps towards your new home are just a click away.

Don’t delay any further join today and make a commitment to getting the home you want.

The Program that Keeps On Giving

The Rent to Home Program is 100% geared toward your success. That’s why I’m also throwing in:

  • Exclusive interviews with Financial & Real Estate Experts
  • Live Realtors & Mortgage Professional Q & A Sessions
  • Live NACA Home Ownership Program Overview
  • LIVE Real Estate Attorney Q & A Sessions
  • Checklists from Inspectors and Insurance Professionals
  • and so much more.

With expert assistance at every level and at every stage there’s never been a better guarantee to becoming lender qualified in just 6 months.

 So, what are you waiting for? Let’s get your loan approved so you can purchase your dream home!


$137/mth or 4 months

Rent 2 Home @ $497

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My Credit on Fire Academy is where you'll learn ALL my trade secrets, tricks, and strategies to Soaring Your Credit Scores to 740 and beyond! I'll teach you what do, how to do it, when to do it and how to get the BEST results!
My Credit on Fire Academy is where you'll learn ALL my trade secrets, tricks, and strategies to Soaring Your Credit Scores to 740 and beyond! I'll teach you what do, how to do it, when to do it and how to get the BEST results!