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Are You Tired of Paying the Price of Bad Credit?

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Help is here!

It’s Time to Finally Take Your Credit OFF Life Support!

Take Charge of Your Financial Future and Start Winning Today! Now is the time to:

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  • One of the best investments ever!!! In just 2 months my credit scores have increased tremendously, at least 50 points, and just last week it went up another 11 points. You will not be disappointed!

    Nidia M.
    Nidia M.
  • I got my DTI ratio down to 21%!!!! Thanks to Netiva and her Rent2Home course!!! I see homeownership in the near future!!!

    Nicole D
    Nicole D
  • All the negative stuff on my credit has been falling off. Getting credit card offers in the mail

    Kimberly Hope Lofton 
    Kimberly Hope Lofton 

Join Our Supportive Community

There are countless people and credit repair companies out there claiming to know how to dig you out of the hole and save your finances. However, most simply tend to frustrate and confuse you further with complicated and directionless approaches.

If you’re feeling confused, frustrated, lost, and just downright depressed at the mere thought of your awful credit score, my Credit on Fire Academy can help!

My Prosperity Team and I are committed to ensuring that you avoid the confusion, frustration, and flip-flop results that often stem from repairing your credit on your own. We’re here to help start making the right financial moves to begin living life on your own terms!

We will show you the ropes and teach you how to repair your credit on your own, while enjoying the backing of a supportive and attentive community all the way. With 100s of training videos, success guides and live trainings, we’ll help you make sense of all of the confusing credit terms, dispute letter templates, debt payoff and budgeting options.

It is high time you joined the teeming number of people already destroying their debts, learning how to budget, and building their credit so that they can begin CRUSHING their Financial Goals! Get everything you need to build your rock-solid financial foundation today!

Find Your Way With Support From Our Community Now!

What Do You Stand to Gain by Joining?

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Learn Unique Financial Solutions

Our exclusive membership offers a simple, yet powerful step-by-step solution. You’ll learn everything you need to know to OWN your financial status, creating the lifestyle you’ve been craving – with the support of one of the most awesome Wealth-Creating Accountability Partners you could ask for!

Direct Path to Financial Success

I, along with my Wealth Partners, will teach you how to keep track of, and monitor your progress every step of the way, to avoid common pitfalls, and to use winning, fool-proof techniques that have helped  1000s of our clients achieve top-notched results. Each month, we’ll break down a credit, debt, budgeting, or wealth-creating topic in a group learning environment so that we can hold each other accountable as we move through each lesson.

Financial Freedom

My primary goal is to ensure that you can confidently attain and maintain respectable and solid credit, by learning how to master your money, and eliminate all debts that are not tied to a passive-income producing asset. Financial Freedom is a journey. Credit on Fire Academy is the Community that will support you in your journey.

In the Course of the Training, You’ll Learn Strategies To:

  • Tackle Public Records
  • Properly Settle Your Debts
  • Tackle Your Collections
  • Tackle Medical Collections
  • Tackle Charge-offs & Late Payments
  • Tackle Credit Inquiries
  • Manage Your Student Loan Debt
  • Budget for Wealth

  • Fire Your Debts
  • Starting A Side Hustle
  • Building Business Credit
  • Leverage Your Credit to Purchase Your First Home
  • Leverage Your Credit to Purchase Your First Real Estate Investment
  • Leverage Your Credit to Start A Business
  • And More!!!

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As a Member, You’ll:

What Sets Credit on Fire Academy Apart?

Unique Financial Education

Credit on Fire is an affordable way to unlock all of the knowledge you need to solve your credit concerns. With our supportive community, we are committed to helping you every step of the way.

Experienced and Certified Counsellor

As a certified and experienced credit counselor, I’m passionate about guiding and educating our members through a unique, step-by-step, and strategic approach on how to repair, rebuild, restore, and transform their credit – 100% all on their own!

Group Coaching

In Credit on Fire Academy, we provide a group coaching environment that guarantees more access to our instructors. With a personalized coaching and support program, you are sure to blaze new financial trails!

Live Sessions

We realize that people gain, retain and learn more from live sessions. Therefore, as a member you will receive 2-Group Coaching Sessions a Month focused on Credit and Money Management, which includes Q & A Sessions and Hot Seats; in addition to 1-Expert Live Lesson a month that coincides with the Financial/Wealth Building Group Lesson of the Month (investing, real estate, side hustle, etc.) to further support you in accomplishing your financial goals!

Credit on Fire Academy
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MEET THE FRUGAL CREDITNISTA…

Growing up in a single-parent household on the Westside of Chicago, I know what it means to struggle as a child, and to carry that struggle into adulthood. I have been where you are now. Bad credit sucks, but struggling sucks too! I know what it feels like to be broke and to feel broken, and I don’t want that for you. Rewrite your story and become financially successful.

I am a Certified Credit Counselor, Financial Educator, Realtor, Speaker, and Author. I am passionate about financially empowering others with the tools, knowledge, and resources needed to get the financial independence they desire.

Here Is What Others Are Saying…

  • One of the best investments ever!!! In just 2 months my credit scores have increased tremendously, at least 50 points, and just last week it went up another 11 points. You will not be disappointed!

    NICOLE D
  • All the negative stuff on my credit has been falling off. Getting credit card offers in the mail

    KIMBERLY HOPE LOFTON
  • Transunion score went from 535 to 648! Really excited because TU was my absolute worst score. Now to push it to 700.

    JACQUI D

Get Started Now!

Gain INSTANT access to my killer credit soaring, money mastering, debt slaying and wealth creating courses. Get a complete breakdown of the credit restoration process and gain access to actionable steps that you can start using immediately, including:

  • How to Leverage your Credit to Purchase A Home
  • How to Leverage your Credit to Start Your Own Business
  • How to Leverage your Credit to Secure Business Funding
  • How to Leverage your Credit to Invest in Real Estate
  • How to Leverage your Credit to Invest in Tax Liens

…and more!

Ready to Take Your Money, Credit & Overall Finances to the Next Level?

To add, each month, we’ll have Group Learning Classes, where we’ll break down a credit repair or money mastery topic – TOGETHER! You’ll have assignments to complete, monthly Q&As, hot seat sessions for those that need personal advice, and more!

ENROLL TODAY, ENJOY MORE WEALTH TOMORROW!

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Membership #1
Preferred Member Pricing On
  • Consultations
  • Coaching Services
  • Live Events
  • And More!
$19.97Monthly

Members-Only Perks:

  • Step-by-Step Instructions on How to Tackle almost EVERY Negative Information on Your Credit Reports – Complete with Video Instructions, Dispute Letters, Checklists & MORE!
  • A Customized SUCCESS GUIDE, that will give you a roadmap on which courses to take and in what order to accomplish your goals!
  • NEW Group Lessons Each Month, where we’ll break down a financial topic from start to finish – together – on Credit, Budgeting, Debt Elimination, Home Ownership, Real Estate Investing, Side Hustles or Entrepreneurship!
  • Live Accountability & Q & A Calls Every 2 Weeks!
  • Exclusive Members-Only Specials on Credit & Budgeting Services, Financial Coaching, Live Events, & MORE!
  • ***Hot Seats, Expert Live Lessons, Wealth Building Strategies, Side Hustle Tips, & MORE to Help You CRUSH Your Credit & Overall Financial Goals!!!

Bad credit doesn’t need to be the bane of your existence ANYMORE. I’m ready to share with you all the tools and knowledge you’ll ever need to set yourself free.

Don’t Delay. Sign Up Now!

Let’s Transition You Into a Financially Stable Today… Tomorrow… Together 🙂

Contact Us

Questions or concerns? Send me an email

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My Credit on Fire Academy is where you'll learn ALL my trade secrets, tricks, and strategies to Soaring Your Credit Scores to 740 and beyond! I'll teach you what do, how to do it, when to do it and how to get the BEST results!
My Credit on Fire Academy is where you'll learn ALL my trade secrets, tricks, and strategies to Soaring Your Credit Scores to 740 and beyond! I'll teach you what do, how to do it, when to do it and how to get the BEST results!