Ask a group of lenders and you’ll get a minimum of 3 different answers — which is unhelpful, of course. Without “one minimum score” for every lender, a lot of home [...]
Save Money! – The higher the credit score, the lower your monthly payments, the more you can save. Be Proactive! – Monitor your credit reports often for signs of identity theft [...]
Black Friday is coming up. Christmas shopping has begun. That 20% off is NOT worth the drop in your credit scores
Just. Say. NO! (With love 🙂 ) ~ The Frugal CrediTnista
Repairing your credit takes time, be patient. I had a person in my workshop recently tell me that she mail off letters on the same items every 15 days thinking it would bring her quicker [...]
Creditors and insurers may use your credit information as a means of sending you unsolicited offers. These offers will include a toll-free number for you to call if you want to remove your [...]
Received a summons for a lawsuit and decided to make payment arrangements prior to? Okay, but still go to court!
So, you decided to make payment arrangements with a creditor to avoid going to court and possibly getting a judgment? That’s cool, but don’t think for a second that they [...]