I love the holiday season! The festivities, the lights, how everybody tries to be super nice so that they can get more gifts (nope, you’re not fooling anybody). I’m personally a big fan [...]
7 Tips to Making Your Credit Great Again for the New Year The New Year is always prefaced with us excitedly mapping out how we’re going to be better, bigger, stronger than the previous [...]
Ask a group of lenders and you’ll get a minimum of 3 different answers — which is unhelpful, of course. Without “one minimum score” for every lender, a lot of home [...]
Save Money! – The higher the credit score, the lower your monthly payments, the more you can save. Be Proactive! – Monitor your credit reports often for signs of identity theft [...]
Repairing your credit takes time, be patient. I had a person in my workshop recently tell me that she mail off letters on the same items every 15 days thinking it would bring her quicker [...]
Creditors and insurers may use your credit information as a means of sending you unsolicited offers. These offers will include a toll-free number for you to call if you want to remove your [...]
Received a summons for a lawsuit and decided to make payment arrangements prior to? Okay, but still go to court!
So, you decided to make payment arrangements with a creditor to avoid going to court and possibly getting a judgment? That’s cool, but don’t think for a second that they [...]
Do You Have Late Payments Reporting on Your Credit Reports? You should have been notified beforehand!
Late payments are credit score tankers, especially if they hit the 90+ day past due mark. If you have late payments reporting on your credit reports, ask yourself: Was I notified first? [...]