In CrediTlicious Tips

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All too often, homebuyers enter into contracts to purchase homes without first considering the condition of their credit report.​ What’s even worst, some inexperienced loan officers will provide a pre-approval, knowing the borrower’s credit is shaky!​

​Household income and assets are ​not ​enough to qualify for a loan​, especially if you want a low ​interest rate​.

​Want a home? Have all 4 in place – consistent income, assets, low debt to income ratio, good credit. :)​

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